Overview
Greg Robertson sits down with Andy Taylor and Greg Fischer from RetroRate to discuss assumable loans and their potential to reshape real estate transactions. They explore the history and career paths of both founders, the challenges of discoverability in MLSs, and how RetroRate aims to make assumable loans more visible and accessible for agents, buyers, and sellers.
Backgrounds of the founders:
Andy Taylor: From gaming at EA, to Apple, to Redfin, to startups like Approved and Credit Karma.
Greg Fischer: From brokerage and realtor.com to innovative consumer tools like Doorsteps and Doorsteps Swipe.
RetroRate’s mission:
Helps real estate professionals identify and transact on assumable loans.
Assumable loans can drastically reduce monthly payments compared to current market rates.
Market potential:
22–25% of homes on the market have an assumable loan, yet less than 1% are marketed that way.
Properly marketed assumable loans can increase sale prices and attract more buyers.
Challenges:
Discoverability in MLSs—fields exist but are often unused or misunderstood.
Educating agents and consumers on how assumables work.
Equity gaps require creative solutions (cash, piggyback loans, or policy changes).
Tools & partnerships:
RetroRate offers an agent-facing platform, MLS integrations, and a Chrome extension (“RetroRate VHS”) to overlay assumable loan info on Zillow, Redfin, and Realtor.com.
Engaging with MLSs and realtor organizations to standardize data fields and improve adoption.
Call to action:
MLSs, brokers, and agents should connect with RetroRate to make assumable loans more visible and usable for clients.
Contact: andy@retrorate.com | greg@retrorate.com
Sponsors
Trackxi – Real Estate’s #1 Deal Tracking Software
Giant Steps Job Board – Where ORE gets hired
Production and editing services by:
In this episode of Listing Bits, Greg Robertson sits down with Rich LaRue, Designated Broker for HomeSmart Arizona and VP of Corporate Brokerages for HomeSmart’s Western region. Rich shares his background in real estate, thoughts on exclusive listings and MLS rules, and his perspective on the evolving role of associations, NAR, and vendors in the industry.
Rich LaRue oversees over 12,500 agents across Arizona, California, Colorado, and Texas, with more than 40 years in the business .
On exclusive listings: HomeSmart’s stance is client-focused—market broadly unless specific client needs dictate otherwise .
LaRue acknowledges MLS rules can feel restrictive but stresses the need for common guidelines and transparency with clients .
Predicts exclusive listing programs may be a short-term fad, with market cycles determining their relevance .
Believes associations and MLSs may eventually separate, but stresses the ongoing local value associations provide, especially around advocacy and forms .
Notes the recent push for MLS-only membership options and the challenges of balancing form libraries, branding, and NAR’s influence .
Advises vendors to be patient—sales cycles are long, especially in today’s market—and to focus on helping agents articulate their value to clients .
Highlights Raise, a product that helps agents track and communicate their value, as a timely and effective tool for buyer representation .
Sponsors
Trackxi – Real Estate’s #1 Deal Tracking Software
Giant Steps Job Board – Where ORE gets hired
Production and editing services by:
In this episode of the Listing Bits Podcast, Greg Robertson sits down with Dalip Jaggi, co-founder of Revive, to discuss his entrepreneurial journey and how Revive is helping homeowners maximize the value of their properties. Dalip shares how his early background in tech led him to real estate, the challenges and lessons of scaling a business, and Revive’s unique approach to empowering homeowners through renovation and financial solutions.
Dalip’s background: from web development and running an agency to launching Revive.
Early exposure to real estate tech through working with “Rich Uncles” and scaling investment platforms.
Why Dalip sold his agency and shifted focus to solving one problem deeply.
Revive’s mission: helping homeowners build wealth through smarter real estate decisions.
Flagship program: Renovate to Sell, which funds and manages home renovations to maximize sale price.
Additional equity-extraction program for homeowners needing faster liquidity.
Difference between Revive and competitors like Plunk and Curbio: Revive acts as a third-party facilitator, not a general contractor, offering oversight, funding, and design support.
Challenges and opportunities of scaling in California versus national expansion.
Importance of focusing deeply in one market before expanding.
Instagram: @revive.realestate
Dalip Jaggi Instagram: @dalipjaggi
Sponsors
Trackxi – Real Estate’s #1 Deal Tracking Software
Giant Steps Job Board – Where ORE gets hired
Production and editing services by: